Personal watercraft insurance is designed to protect your vessel and its owner from financial loss. It will cover damage caused to the craft, as well as any liability that may arise from its use. This type of policy typically covers bodily injury and property damage of third parties in the event of an accident or collision involving your personal watercraft. In addition, the policy may provide uninsured boater coverage to help protect you from injury or damage caused by another boat that does not have insurance.
Personal watercraft insurance will also cover theft and vandalism of your vessel as well as any accessories that are stored aboard. Depending on your needs and budget, there are a variety of options available to customize your coverage. For example, you can add coverage for medical payments or towing and assistance if your craft becomes disabled on the water.
It is important to remember that personal watercraft insurance does not cover any damage caused by normal wear-and-tear or lack of maintenance. To get the most protection possible, it is best to purchase a policy that offers the broadest coverage available. It is also a good idea to review your policy annually, so you can adjust the coverage to meet any changes in your lifestyle or water usage.
Personal watercraft insurance can be an invaluable asset for any vessel owner. By providing financial protection against accidents, theft and vandalism, it helps to ensure that you and your loved ones can enjoy the wonders of the water without worry.
Don’t wait until disaster strikes – get yourself covered today! You’ll be glad you did. For assistance setting up your personal watercraft policy, our team is standing by to lend a helping hand. Call us or click on Get A Proposal from the front page of this site.